Multi-currency net worth
Accounts in EUR, USD, GBP and more, converted daily to one true total.
One true number for everything you own.
Private, self-hosted ledger — Bank accounts, brokerage positions, real estate and cash in multiple currencies — Patrimoine folds it all into a single net worth figure, updated with live exchange rates, kept on a server only you control.
Everything, tracked
A complete ledger, not a spreadsheet
Section titled “A complete ledger, not a spreadsheet”Every capability you’d hand-roll in a spreadsheet, built in and kept in sync automatically.
Investment tracking
Positions, cost basis and live market value across every brokerage account.
Budgets & recurring
Per-category monthly budgets, with recurring bills and income detected on their own.
Savings goals
Set a target and a date; watch each contribution close the gap.
Snapshots & history
A point-in-time record of every account, so last year is one click away.
Bank file import & export
OFX, QFX, QIF, CAMT or any bank’s CSV through a column mapping; take your ledger out any time.
Reports & financial independence
Find the date your investments could cover your spending, and simulate the range of retirement outcomes.
Reconcile & clean up
Reconcile against a bank statement, split a payment across categories, link transfers and merge probable duplicates.
Dashboards & notifications
Several dashboards with their own card layout, and a notification centre for stale snapshots, bills due, budget overspending and net worth thresholds, by app, email or both.
Payees & rules
Merchants tracked as payees, categorization rules (including rules learned from a payee’s usual category) and a calendar of planned transactions.
Five languages
French, English, Spanish, German and Italian, on the web and on Android.
Multi-user & admin
Host one instance for several people, each with a private ledger; an admin panel manages users and access.
Audit log
Every change recorded — who, what, when — so nothing happens invisibly.
API tokens & webhooks
Script your own imports with an API token or the command-line client, receive webhooks when an alert fires, or scrape Prometheus metrics.
See it for real
Not a mockup — this is the app
Section titled “Not a mockup — this is the app”Every screen below is a real capture of the running product, not an illustration.
Category breakdowns and trend charts, built from your own transactions.
Compare how each account has evolved on the same timeline.
Wealth breakdown by asset type, stacked over time.
Split by account type and institution, plus assets against liabilities.
Watch your wealth's composition shift month by month.
Net worth change per account over a period you choose.
What moved your net worth: each account's contribution between the start and the end of the period.
Your snapshot habits: a consistency score, a frequency heatmap and changes by weekday and month.
Monthly income and expenses, side by side.
Where your money goes, category by category.
Your monthly savings rate, over time.
A calendar view of your day-to-day spending intensity.
Compare planned budgets against actual spending.
Concentration, liquidity, and breakdown by institution — understand the shape of your wealth at a glance.
Every transaction, filterable and categorized, with instant search.
Organize your transactions with custom tags, on top of categories.
Track your holdings, their valuation, and dividends alongside the rest of your wealth.
Currency, theme, date format, notifications — all customized from a single screen.
Every change is timestamped and tracked — a complete, searchable history of your account.
Under the hood
How your assets become one number
Section titled “How your assets become one number”Four kinds of sources, one engine, four kinds of output.
Sources
- Bank accounts
- Investments
- Real estate & other assets
- Multi-currency cash
Unified net worth engine
Outputs
- Budgets
- Snapshots
- Analytics
- Export & API
See it move
Your numbers, over time
Section titled “Your numbers, over time”Net worth, last 12 months
Single account line, EUR
Spend by category
This month
- ■ Housing 38%
- ■ Groceries 22%
- ■ Transport 20%
- ■ Leisure 20%
Who it’s for
Built for the messy real cases
Section titled “Built for the messy real cases”One account for everything
A rental property, a joint checking account and a brokerage account, tracked as one net worth instead of three spreadsheets.
Two currencies, one number
An EUR salary and a USD-denominated portfolio, converted daily — so “how much do I actually have” has one honest answer.
The bank statement writes itself
Drop your bank’s OFX, QFX, QIF, CAMT or CSV export in and transactions, categories and recurring bills sort themselves out.
Nothing leaves your server
Self-hosted on a machine you control — no bank credentials handed to a third-party aggregator.
Honest, not staged
What a snapshot actually looks like
Section titled “What a snapshot actually looks like”No manufactured testimonials — here’s a sample net worth breakdown, and what we actually promise instead.
| Account | Balance |
|---|---|
| Checking (EUR) | €12,480 |
| Brokerage (USD → EUR) | $84,200 → €77,930 |
| Rental deposit (EUR) | €6,000 |
| Property equity (EUR) | €100,000 |
| Total net worth | €196,410 ▲4.2% |
- No bank credentials are ever shared with a third-party aggregator.
- Runs on your own server — your data stays where you put it.
- Every change is written to an audit log you can review any time.
Start your ledger tonight
Section titled “Start your ledger tonight”Free, self-hosted, and yours to keep.
Self-host Patrimoine Read the User ManualA self-hosted net worth ledger for people who’d rather own their numbers than rent them.